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OUR MICROINSURANCE PRODUCTS

SOFILIFE
The insured is covered in case of total or partial disability, whatever the cause.
Definition:
This product combines two insurance services. Life insurance and total or partial disability. Once in the agency you have the opportunity to choose the coverage that best suits your needs.

Targets:
To subscribe to SOFILIFE, no need to have an account in our books. Just go to one of our agencies and an advisor will help you choose the best option.
How to subscribe:
Go to one of our nearest agencies, a customer advisor is at your disposal to explain the advantages of subscribing to a borrower account insurance.

Avantages
Choose the offer that satisfies you more:
Option 1: 1 600 FCFA 100 000 FCFA (option 1)

Option 2: 2 400 FCFA 150 000 FCFA (option 2)

Option 3: 3 200 FCFA 200 000 FCFA (option 3)

Option 4: 4 000 FCFA 250 000 FCFA (option 4)

Option 5: 8 000 FCFA 500 000 FCFA (option 5)

Option 6: 16 000 FCFA 1 000 000 FCFA (option 6)



SOFI-HERITAGE
Insures an indemnity for funeral expenses plus an inheritance in the form of an annuity to the beneficiaries in case of death or total and permanent disability of the insured.
Definition:
Think of leaving your loved ones more than tears. With this solution, we propose you not only not to ruin your families with the pretext of paying you a beautiful homage, but especially to leave them an inheritance which will be paid in the form of an annuity each month according to the duration of the contract.


Targets:
To subscribe to SOFI-HERITAGE, no need to have an account in our books. Just go to one of our agencies and an advisor will help you choose the best option.
Operation:
Membership is open to natural persons between the ages of EIGHTEEN (18) and SIXTY-FOUR(64) years. The customer chooses the option that suits him according to the Inheritance who would like to leave to his successors.

Avantages
Avec SOFI-HERITAGE, you

Ensure the Schooling of your children;

Secure the future of your beneficiaries against the vagaries of life;

Leave a Legacy for your beneficiaries;

flexible procedures Benefit one subscription per minute;

No nee for medical examinations.
How to subscribe : Go to one of our nearest agencies, a customer advisor is at your disposal to explain the advantages of subscribing to a borrower account insurance.



SOFI-SCHOOL
The insured builds up a certain capital which will be paid out in the form of an annuity to the beneficiaries at the end of the contract or at his death.
Definition:
The education of our children is a priority. With SOFI-SCHOOL, you guarantee your offspring an education up to their dreams even if you are no longer there.

Target: All adults aged 18 minimum and 55 years maximum having an account in our establishment or not. Go to one of our agencies or contact us and an advisor will help you choose the option that suits you.

Operation : You choose the amount of the pension you wish to receive annually. The premium is calculated taking into account the pension chosen, the age of the insured and the duration of the contract. The capital you build up is revalued from the annual profit participations of our technical partner, and remains accessible if you change your objective, according to the terms of the contract.
At the end of the contract if the insured is alive, he receives the promised annual pension for 5 (five) years. If an unfortunate accident occurs before the end of the premium payment period, the designated beneficiary(ies) receives (wind) on each anniversary date of the contract, the certain annual annuity subscribed, over a period from the date of death to the end of the period provided for the payment of pensions in case of life Assurance.

Avantages You prepare the future of your children with certainty and tranquility. Indeed, whether he is himself alive or not at the end he has chosen for the contract, the certain pension provided for is paid by our technical partner.

The pension paid in case of life at the end of the contract SOFI-SCHOOL can also be used to finance a project, or to meet specific needs, such as when retiring for example. If his plans change along the way, he retains the ability to access the share of savings determined by the cash value of his contract.





ACTIVA VIE. SAHAM LIFE et ACAM VIE.




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